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The Truth About Stuffing Envelopes And Home Assembly Programs

 by: Dean Phillips

Two of the oldest scams around appear to be as popular as ever. I'm referring to stuffing envelopes and home assembly programs. Let's talk about stuffing envelopes first.

Ads for envelope stuffing "opportunities" seem to be everywhere--from your mailbox to your newspaper to your e-mail box. Promoters usually advertise that, for a "small" fee, they will set you up to earn big money by stuffing envelopes at home. And they claim that they will pay you a dollar or more for each envelope stuffed, resulting in hundreds or thousands of dollars for you each week.

Now I want you to think about something very carefully. Why would any legitimate company, pay you a dollar or more for each envelope you stuff, when they can use high-tech mailing equipment that can stuff thousands of envelopes at a time for only pennies apiece?

The answer is, THEY DON'T PAY YOU! Here's how the scam works: After you send in your money, you will receive a letter telling you to place the same "envelope-stuffing ad that you originally responded to, in newspapers or magazines, or to send the ad to friends and relatives. The only way you'll ever earn any money is if other people fall for the scam like you did, respond to your ad and pay the fee.

Home assembly scams work pretty much the same way as envelope stuffing scams. This scam requires you to invest money in instructions and materials and many hours of your time to produce items such as baby booties, toy clowns, and plastic signs for a company that has promised to buy them.

Once you have purchased the supplies and have done the work, the company often decides not to pay you because your work does not meet certain "standards." You are then left with merchandise that is difficult or impossible to sell.

If you have spent money and time on a work-at-home program and now believe the program may not be legitimate, contact the company and ask for a refund. Let company representatives know that you plan to notify officials about your experience. If you can't resolve the dispute with the company, file a complaint with the following organizations:

The Federal Trade Commission works for the consumer to prevent fraud and deception. Call 1-877-FTC-HELP (1-877-382-4357) or log on to: http://www.ftc.gov

Also contact:

* Your state's Attorney General's Office.

* Your local consumer protection offices.

* Your local Better Business Bureau.

* Your local postmaster. The U.S. Postal Service investigates fraudulent mail practices.

* The advertising manager of the publication that ran the ad. The manager may be interested to learn about the problems you've had with the company.

About The Author

Dean Phillips is an Internet marketing expert, writer, publisher and entrepreneur. Questions? Comments? Dean can be reached at mailto: dean@lets-make-money.net

Make Money Online! Internet marketing expert, Dean Phillips will teach you how to make money online, starting today...Guaranteed! For details just visit my website.

Website: http://www.lets-make-money.net


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Netscape Corporation has created the best known secure server technologies. It uses a security protocol called Secure Sockets Layer (SSL) that provides data encryption, server authentication, message integrity and optional client authentication for a TCP/IP connection. When a client seeking to purchase cume connects with a secure server, they exchange a *handshake* which initiates a secure session. With this protocol, the same server system can run both secure and unsecured web servers simultaneously. This means an cume organization or company can provide some information to all users using no security, and other information that is secured. For example, a business that sells cume online can have its storefront (merchandise catalog) unsecured, but ordering and payment forms can be secure.

Why are these developments important? As the Internet becomes a way to buy and sell cume products and services, financial transactions become essential. Right now, most cume transactions involve the exchange of credit card information, either directly over the network, or by phone, to complete a transaction initiated online. Eventually, you will be able to use cash as well as credit, directly over the network.

There are two basic kinds of digital cash, anonymous cash and identified cash. Anonymous cash is just like paying for cume with paper cash but it also carries no information about the person making the transaction, and leaves no transaction trail. You create it by using numbered bank accounts and blind signatures. Identified cash, on the other hand, contains information revealing the identity of the person who withdrew it from the bank. Like credit card transactions, identified cash can be tracked as it moves through the system and involves fully identified accounts and non-blind signatures. Whether you use digital cash when purchasing cume is entirely up to you. We suggest you employ the purchasing avenues available from the cume supplier we recommend.

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